Disclaimer and Limitation of Liability

Although we take care to ensure that the content on this Website is true and accurate, we cannot be held responsible for any inadvertent inaccuracies in the information herein.

All information and content (collectively ‘information’) provided by us is general information about our products and services. We do not guarantee the suitability or potential value of any information or particular investment source. Any information disclosed on this Website should not be treated as professional, financial, tax, legal, investment or any other advice. You should consult your own appropriately licensed and professional advisers before relying on any information on this Website.

In the absence of a full needs analysis in respect of a particular investor, you understand that there may be limitations on the appropriateness of any information in this Website with regard to your unique objectives, financial situation, particular needs and risk tolerance.

We will endeavour to regularly update the factual material and information contained on our Website to ensure, as far as possible, the accuracy of such factual material and information. The use and reliance of this Website and the online services is entirely at your own risk as we cannot guarantee the correctness of the facts due to the constant change in industry regulations, laws and information. You assume full responsibility for any liability arising from your use of this site and your reliance on factual material and information which might be out-dated. Any factual material and information contained herein may change to reflect current industry standards.

Apart from any liability we cannot restrict by law, we and our affiliates, shareholders, directors, agents, consultants or employees shall not be responsible for and disclaims against any loss or liability of any nature whatsoever which may be attributable directly, indirectly or consequentially to the use of the information provided or your inability to use this Website or the online services. This includes, without limitation, any direct, indirect, special, incidental, consequential or punitive damages, whether arising out of contract, statute, and delict or otherwise and regardless of whether we were expressly advised of the possibility of such loss or damage.

The factual content of the Website is provided without any express or implied warranty of any kind whatsoever. In particular, we do not warrant that it is appropriate or suitable for any particular purpose, that it is complete or free from inaccuracies, or that it or any hardware on which it is stored is virus-free.

In addition to the above, we will not be liable for:

  • Any interruption, malfunction, downtime or other failure of the Website or online services, our system, databases or any of its components, for whatever reason;
  • Any loss or damage arising from your investment decisions, purchases or disposal of goods and services, including financial instrument(s) or currency, from third parties, based on the information provided on this Website;
  • Any loss or damage with regard to customer data or other data directly or indirectly caused by malfunction of our system, third party systems, power failures, unlawful access to or theft of data, computer viruses or destructive code on our system or third party systems; programming defects;
  • Any interruption, malfunction, downtime or other failure of goods or services provided by third parties, including, without limitation, third party systems such as the public switched telecommunication service providers, internet service providers, electricity suppliers or local authorities;
  • Any event over which we have no direct control.

Warrantee by you

You hereby warrant that you have full legal capacity required to enter into a contractual relationship and that you will be bound by these terms and conditions. All minors must be assisted by their legal guardians when reading these conditions and entering into any contractual relationship. If you are unsure regarding your legal capacity to enter into agreements, contact someone able to provide you with this information before you continue using this Website.

You hereby warrant that all information provided by you to us via the Website and in writing will in all respects be accurate, current and complete.

You will fully disclose all material and relevant facts to us, a breach of which may lead to any contract or any transactions arising from such contract being rendered void or subject to cancellation.


You agree to indemnify usand our affiliates, shareholders, its respective directors, agents, consultants, employees and any third party information providers from and against all losses and expenses (including attorney and own client costs), resulting from any failure to adhere to these terms of use by you.

Dispute resolution

Subject to the relevant service terms, in the event of a dispute arising as a result of your use of the Website or on the interpretation of these conditions or on any matter which in terms of the conditions requires agreement by the parties (other than where an interdict is sought or urgent relief may be obtained from a court of competent jurisdiction), you agree the dispute will be submitted to and decided by arbitration.

Arbitration will be held with only the parties and their representatives present at the offices of the Arbitration Foundation of Southern Africa, Sandton, Gauteng, South Africa. The arbitration will be governed by the rules of the Arbitration Foundation in terms of South African law and will be heard by an arbitrator or arbitrators appointed by the foundation. Where your investment is domiciled in Jersey, Channel Islands, the dispute resolution process will be subject to the Arbitration (Jersey) Law 1998.

Either party will be entitled to have the award made by an order of court of competent jurisdiction. The parties will keep the evidence in the arbitration proceedings and any order made by any arbitrator confidential unless otherwise contemplated.

Governing law

The conditions will be governed and construed in accordance with the law of the Republic of South Africa.

Legal entities

STANLIB Wealth Management (Pty) Limited is an authorised Financial Services Provider in terms of the Financial Advisory and Intermediary Services Act 37 of 2002 (Licence No. 590).

STANLIB Fund Managers Jersey Limited a company incorporated in Jersey (registered number 30487) having its principal place of business at Standard Bank House, 47-49 La Motte Street, St Helier, Jersey, JE2 4SZ.

INN8 is a trademark of STANLIB Wealth Management (Pty) Limited and STANLIB Fund Managers Jersey Limited.

Address and contact details

We have the following offices situated in South Africa & Jersey:

6th Floor Grove Exchange
Grove Avenue
Cape Town
South Africa

17 Melrose Boulevard
Melrose Arch
South Africa

47-49 La Motte Street
St. Helier

Please contact us by emailing: Hello@INN8.co.za