Terms and conditions for use of our Website

Welcome to the INN8 Website (the “Website”), owned and operated by Liberty Group Limited (a registered Long -Term Insurer and an authorised Financial Services Provider in terms of the FAIS Act with FSP number 2409). INN8 is a registered trademark of STANLIB Wealth Management (Pty) Limited.

The Website is provided to you subject to the following terms and conditions. We may amend this Website terms and conditions from time to time. You are bound by the version of the terms and conditions published at the time of any visit to the Website. Please read these Terms & Conditions carefully. If you use the Website, you are deemed to have accepted them. Please leave the Website if you do not agree to them.

Other important applicable terms

All references in these Terms & Conditions to “us”, “we”, “our”, “INN8” shall mean Liberty Group Limited (including its holding company, subsidiaries, affiliates and STANLIB Wealth).

Privacy policy and security statement:

For details about our privacy policy, click here.

Disclaimer and limitation of liability:

For details about our disclaimer and limitation of liability, click here.

Our intellectual property

We retain all copyright and other intellectual property rights in all material, including logos, trademarks, designs and other graphics and multimedia works published on or via the Website.

The logos and trademarks displayed on this Website are either our registered trademarks; are in the process of being registered; or belong to third parties. Nothing on this Website should be construed as granting any licence or right to use any trademark without our prior written permission and / or that of third parties, as the case may be. You may not  use in any way, including but not limited to copying, reproduction, transmission, distribution, dissemination, sale, publication, broadcast advertising or exploitation of our intellectual property or that of third parties, without our prior written permission.
Irrespective of the existence of copyright, you acknowledge that we are the proprietor of all copyright material, trademarks, logos and design information on the Website, whether it constitutes confidential information or not, and that you have no right, title or interest in any such material.

Nature of information on this Website

All information on this Website is only intended to provide you with general information about us, our products, services and objectives. Nothing on this Website should be treated as solicitation, recommendation, endorsement or as an offer by us but merely as an invitation to do business with us. Any information disclosed on this Website should not be treated as professional, financial, tax, legal, investment or any other advice. You should consult your own professional and appropriately licensed advisers before relying on any information on this Website.

There are risks associated with investing in financial products/markets, which you bear and past performances are not necessarily indicative of future performances. If you act on any of this information, you do so at your own risk.

You understand that when you utilise this Website there may be limitations on the appropriateness of the information provided on this Website. You are solely responsible for determining whether any investment, investment strategy, security, financial product or related transaction is appropriate for you based on your unique investment objectives, financial situation, particular needs and risk tolerance therefore you should consult with your financial adviser prior to investing in any financial products.

Information feeds

We may use the services of other organisations to provide information on the Website. We have no control over this information and make no representations or warranties of any nature as to its accuracy, appropriateness or correctness. You agree that such information is provided “as is” and we will not be directly or indirectly liable for any damages that may arise from your reliance on it. All quotes, news, market information or data shown on the Website by way of live information feeds are delayed unless otherwise stated. You should always select the “refresh” or similar page update function on your Internet browser to ensure that the information you are viewing is the most current.

Links to third party Websites

This Website may contain links to other Websites with information and material produced by other parties. While we try to provide links only to reputable Websites, we cannot accept responsibility or liability for the information provided on other Websites. A link from our Website to any other Website does not mean that we have scrutinised or endorsed the owners or administrators of the Websites or their business or security practices and operations. Links to third party Websites are provided only for your convenience and you remain solely responsible for complying with the terms and conditions applicable to such third party Websites.

Permission for hyperlinks, deep linking, crawlers and metatags

No entity may establish a hyperlink, frame, metatag or similar reference, whether electronically or otherwise (collectively referred to as linking), to this Website or any subsidiary pages before receiving our prior written approval, which may be withheld or granted subject to the conditions we specify from time to time.
An application for linking must be submitted to [email protected]. Once received we will do our best to respond and enter into further discussions with you. If you don’t get a written response from us within five business days, consider your request as having been rejected. Breach of these conditions entitles us to take legal action without prior notice to you and you agree to reimburse the costs associated with such legal action to us.

Transmission of information

Information transmitted via an unsecured link over the Internet, including email, is susceptible to potential unlawful access, distortion or monitoring.  We will take all reasonable steps, as required by law, to prevent any unlawful activities by unscrupulous persons, however we will not be held liable for any loss, harm or damage suffered by you as a result of such unlawful activities. To limit these risks, we may request independent verification of any information transmitted by you via the site or email from time to time.

Termination, suspension and limitation

When we decide to modify, suspend or discontinue the Website, whether temporarily or permanently, we will make all reasonable efforts to electronically notify you. You also acknowledge and accept that we are entitled, from time to time, to modify, suspend or discontinue the Website and that we will not be liable to you for any damage or loss that you may suffer as a result of this. We may also impose limits or conditions on the right to certain services, features or functions and we may restrict access to parts of or all of the services on the Website.

No warranties or representations

We do not warrant that this Website will be error-free or will meet any particular criteria of accuracy, completeness or reliability of information, performance or quality. We expressly disclaim all implied warranties, including, without limitation, security and accuracy.

Governing law

The Terms and Conditions and content contained on this Website will be interpreted and implemented in accordance with the laws of the Republic of South Africa. Your use of our Website will for all purposes relating to its use, constitute your consent to submit to the non-exclusive jurisdiction of the High Court of South Africa.

Legal entities

Liberty Group Limited is the Registered Long-Term Insurer and is an authorised Financial Services Provider in terms of the FAIS Act, with FSP number 2409. INN8 is owned and operated by Liberty.

Liberty Holdings Limited is the holding company of Liberty Group Limited and STANLIB Limited (of which STANLIB Wealth is a subsidiary).

STANLIB Wealth Management (Pty) Limited is an authorised Financial Services Provider in terms of the Financial Advisory and Intermediary Services Act 37 of 2002 (Licence No. 26/10/590).

INN8 is a registered trademark of STANLIB Wealth Management (Pty) Limited.

Address and contact details:

INN8 has the following offices situated in South Africa:

Please contact us by emailing: [email protected].

INN8 Offshore Investment Platform and Offshore Investment Account
In relation to the INN8 Offshore Investment Platform and the INN8 Offshore Investment Account and in addition to the above, INN8 is a registered business name of STANLIB Fund Managers Jersey Limited.

STANLIB Fund Managers Jersey Limited is a company incorporated in Jersey, regulated by the Jersey Financial Services Commission, with registration number 30487, and having its registered office and principal place of business at Standard Bank House, 47-49 La Motte Street, St Helier, Jersey, JE2 4SZ.

INN8 has the following office situated in Jersey:

47-49 La Motte Street
St. Helier
JE2 4SZ
Jersey