Future Focused.

Engaged Investing

40+

Employees

15+

Investment
Professionals

300+

Years collective industry experience

R115bn+

Assets Under Management

R500bn+

Assets Under Stewardship

Why INN8 Invest?

We understand that you have a unique way of providing advice to your clients.

When you partner with INN8 Invest, we aim to understand your way of doing your business and integrate your thinking in the way we work with you to support you in delivering the investment returns that your clients expect.

We ensure that our advisers are part of the investment journey.

Pedigree
Power
Partnership

Pedigree

By choosing INN8 Invest, you gain access to best-in-class discretionary fund management expertise, that has been successfully managing peer-relative and outcomes based solutions for more than two decades.

We ensure an independent investment process – in both manager research and portfolio construction.

Power

We offer you the comfort and security of a large balance sheet, ensuring longevity and business sustainability, while empowering us to remain future focused with our finger on the pulse of ESG and technology innovations.

We bring you breadth and depth of manager research capability both locally and globally, with the ability to execute using either a multi-asset approach or building block approach – or a blend of both.

Our size helps us access better fees with underlying managers.

Partnership

Advisers need a strategic partner, driven by long-term performance to create the best local and global investment solutions and industry partnerships to help their clients achieve their investment needs.

We strive to understand your business and your client needs, mapping our business to your way of doing things and creating solutions that that fit your advice process.

INN8 Invest Solutions

A complete range of solutions across the risk/return spectrum. Explore our solutions below and click the local and global options to view our latest fact sheets for the model portfolios.

Local Model Portfolio
Global Model Portfolios
Living Annuity

Local Model Portfolio

INN8 Invest
Flexible Incom

Client Need:
Positioned for income generation and liquidity.

Primary Return Objective:
Expected to deliver a net real return of 1 to 2% over periods of at least 2 years.

Benchmark:
ASISA South African MA Income – Average

INN8 Invest
Stable Growth

Client Need:
Positioned for stable growth.

Primary Return Objective:
Expected to deliver a net real return of 2 to 3% over periods of at least 3 years.

Benchmark:
ASISA South African MA Low Equity – Average

INN8 Invest
Moderate Growth

Client Need:
Positioned for medium term moderate growth.

Primary Return Objective:
Expected to deliver a net real return of 3 to 4% over periods of at least 4 years.

Benchmark:
ASISA South African MA Med Equity – Average

INN8 Invest
High Growth

Client Need:
Positioned for long term capital growth.

Primary Return Objective:
Expected to deliver a net real return of 4 to 5% over periods of at least 7 years.

Benchmark:
ASISA South African MA High Equity – Average

INN8 Invest
Flexible Growth

Client Need:
Positioned for long term high capital growth.

Primary Return Objective:
Expected to deliver a net real return of 5 to 6% over periods of at least 7 years.

Benchmark:
ASISA Worldwide MA Flexible – Average

To achieve what we call ‘enhanced diversification’ in our local model portfolios, we ensure three ingredients:

Boutiques 

We believe asset manager diversification is crucial. Our breadth and depth of manager research allows us to look for the best and most skilled managers which include small- to medium-sized boutiques.

FLEXIBILITY

Asset manager flexibility is crucial to successfully navigate volatile markets. We prefer that our managers are able to express their best views and exploit all available opportunities without the constraints of restrictive mandates.

MORE ACTIVE

While a passive approach in any DFM investment philosophy plays an important role, we believe that good active investment management can outperform good passive investment over time.

Global Model Portfolios

GLOBAL CAUTIOUS (USD)

Client Need:
Positioned for income with the opportunity for long term capital growth.

Primary Return Objective:
Expected to deliver a net real return of 1 to 2% over periods of at least 2 years.

Benchmark:
Morningstar EAA Fund USD Cautious Allocation – Average

GLOBAL BALANCED (USD)

Client Need:
Positioned for a combination of income and capital growth over the long term.

Primary Return Objective:
Expected to deliver a net real return of 2 to 3% over periods of at least 3 years.

Benchmark:
Morningstar EAA Fund USD Moderate Allocation – Average

GLOBAL EQUITY (USD)

Client Need:
Positioned for long term capital growth.

Primary Return Objective:
Expected to deliver a net real return of 5 to 6% over periods of at least 6 years.

Benchmark:
Morningstar EAA Fund Global Large-Cap Blend Equity – Average

With our global model portfolios, we enhance diversification with:

GLOBAL GIANTS

These are the large, established, and well-resourced global asset managers that have breadth and depth in their research capabilities. These managers generally follow a team-based portfolio management approach, generating consistent outperformance over time. These businesses also tend to be leaders in their environmental, social and governance (ESG) integration.

GLOBAL GEMS

Our global reach allows us to access specialist, unique and rare mandates from smaller, but highly skillful global managers with multi-decade experience. There is generally a strong alignment of interests between clients and these owner-managed firms.

SA STARS

These are South African managers with either world class investment capabilities or who have partnered with high quality global asset managers.

Living Annuity

Dynamic Low Income

Investment Objectives
The portfolio seeks to provide moderate long-term total return from growth and income assets, with a low probability of capital loss over the short term. Its objective is to reduce the risk of running out of capital in retirement with a drawdown rate of between 2.5% to 4.5% and achieve CPI+2.5% over a rolling period of at least 3 years. Exposure to equities would typically range between 20% and 30%, but this may vary depending on market conditions.

Risk Profiles
Moderately Conservative

Risk Descriptions
This portfolio is suitable for investors who seek a diversified mix of growth and income assets with a focus on moderate long-term total returns. It is designed for those who prioritize the preservation of capital while aiming for above-inflation returns. These investors have a low income need and are comfortable with accepting some market volatility to achieve CPI+2.5% over a rolling period of at least 3 years, understanding that they may need to forego higher potential returns in favor of greater stability. Typically, exposure to equities ranges between 20% and 30%, adjusted based on market conditions, to balance growth potential with risk management. The portfolio is ideal for individuals looking to sustain a drawdown rate of 2.5% to 4.5% in retirement, with a low probability of short-term capital loss.

Primary Return Objectives
CPI+2.5% over a rolling period of at least 3 years

Drawdown Levels
2.5% – 4.5%

Dynamic Medium Income

Investment Objectives
The portfolio seeks to provide moderate long-term total return from growth and income assets, with a low probability of capital loss over the medium term. Its objective is to reduce the risk of running out of capital in retirement with a drawdown rate of between 4.5% to 6.5% and achieve CPI+4% over a rolling period of at least 5 years. Exposure to equities would typically range between 50% and 65%, but this may vary depending on market conditions.

Risk Profiles
Moderate

Risk Descriptions
This portfolio is suitable for investors who seek exposure to a diversified mix of growth and income assets while prioritizing the preservation of capital over the medium term. These investors have moderate income needs and are willing to accept periods of moderate market volatility in exchange for the possibility of receiving inflation-beating returns. The portfolio aims to provide a moderate long-term total return with a low probability of long-term capital loss, focusing on reducing the risk of running out of capital in retirement with a sustainable drawdown rate of between 4.5% and 6.5%. Typically, exposure to equities ranges between 50% and 65%, adjusted based on market conditions, to balance growth potential with risk management. The objective is to achieve CPI+4% over a rolling period of at least 5 years.

Primary Return Objectives
CPI+4% over a rolling period of at least 5 years

Drawdown Levels
4.5% – 6.5%

Dynamic High Income

Investment Objectives
The portfolio seeks to provide long-term total return from predominantly growth assets to minimise the probability of capital loss over the long term. Its objective is to reduce the risk of running out of capital in retirement with a drawdown rate of between 6.5% to 8.5% and achieve CPI+5.5% over a rolling period of at least 7 years. Exposure to equities would typically range between 75% and 90%, but this may vary depending on market conditions.

Risk Profiles
Moderately Aggressive

Risk Descriptions
This portfolio is suitable for investors who seek long-term capital growth and income. These investors have a high income need and are comfortable with medium to high levels of market volatility and the potential for capital loss over the short to medium term. This portfolio has a high allocation to growth assets, typically ranging between 75% and 90% in equities, adjusted based on market conditions, and should therefore be seen as a moderately high-risk strategy. The portfolio aims to provide moderate long-term total returns with a low probability of capital loss over the long term, focusing on reducing the risk of running out of capital in retirement. It targets a sustainable drawdown rate of between 6.5% and 8.5%, aiming to achieve CPI+5.5% over a rolling period of at least 7 years.

Primary Return Objectives
CPI+5.5% over a rolling period of at least 7 years

Drawdown Levels
6.5% – 8.5%

The investment strategy of the portfolio aims to leverage a dynamic rebalancing approach with a dual-bucket system to effectively manage the key risks faced by annuitants. By focusing on both growth and liquidity, the strategy aims to provide a stable and sustainable income stream while maximising the potential for long-term capital appreciation.

Absolute considerations

We apply a higher focus on selecting managers with an absolute return mindset, to assist with sequence risk; fund managers that are obsessed with market volatility and protecting capital.

Flexible funds

With flexible mandates/funds that allow maximum performance with fewer constraints, skilled managers are able capture most of the upside being offered by markets, with less of the downside through mandates to make tactical asset allocation decisions.

Boutique and large managers

Unique benefits from diversifying across sizes: Boutique managers typically have quicker decision-making processes while large managers have access to experienced teams, best-industry systems, and strong institutional processes.

The DFM Multiplier Effect

The DFM Multiplier Effect combines the power of partnership with the power of the relationship to add real value to all parties.

Partnership + Relationship = Real Value

This combination creates a powerful trifecta that is more than an alpha: INN8 Invest’s DFM Multiplier Effect is the key that unlocks the potential in your advisory practice

When you partner with us, we:

Deliver investment alpha
Unlock practice alpha
Enhance the adviser alpha

Play Video

DFM Adviser Portal
The Diamond Awards
The INN8 Invest Summit

DFM Adviser Portal

When you partner with us you get access to INN8 Invest DFM Adviser Portal which is a single-touch, seamless and comprehensive web application to keep you up to date with everything you need to know about your model portfolios and underlying funds, as well as other expert DFM information such as market updates, investment insights and other value-added content.

The Diamond Awards

The INN8 Invest Diamond Awards serve as a platform to honour individuals and companies that have demonstrated exceptional performance, innovation, and dedication to delivering value to investors.

As a leading discretionary fund manager, INN8 Invest aims to recognise and celebrate excellence in the financial services industry.

The INN8 Invest Summit

The local and global asset management industry stands at a pivotal moment, at a precipice of change, where innovation and opportunity converge. Never before have financial markets been more complex, volatile, exciting – and scary – at the same time.

Join us as we unpack a symphony of investment insights that will help you navigate the ever-evolving investment landscape.

INN8 Insights

Browse our market, economic and investment insights. You will also find our latest resources for download and upcoming webinars.

Market Review & Performance updates
Investment Insights

Market Review & Performance updates

Article | 2 Minute Read

Monthly Market Wrap: August 2024Dovish US Fed helps markets bounce back from early August disorder....

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Quarterly Commentary: Q2 2024
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Monthly Market Wrap: July 2024
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Monthly Wrap: May 2024
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Quarterly Commentary: Q1 2024
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Investment Insights

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How we manage risk when selecting managersOur investment philosophy, framework and process is at the very core of our decision making, permeating throughout the entire investment process. Risks and returns are inextricably linked and as such,...

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Active Share – a powerful metric or a limited utility?
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CoFI Bill – DFMs now have an even bigger role to play
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Podcast
Alpha Horizons: Boutique Asset Managers
Listen now

Article | 5 Minute Read
Consistency… the Unsung Hero of Investment Management
Read now

Meet the team

While we value elegant technology and efficient investment solutions, it’s our people who truly lead the way. They drive innovation and serve as the crucial link to advisers. From the initial onboarding and integration, through to the learning phase and ongoing service, we create a symbiotic relationship to support you, the wealth manager who, in turn, helps us to refine our proposition.